Pay Stub Generator
Create a free printable pay stub from your hours, rate and deductions - with FICA auto-calc and YTD columns.
Pay details
Earnings
Deductions
Year-to-date (optional)
| Rate | Hours | Current | |
|---|---|---|---|
| Regular pay | $25.00 | 80 | $2,000.00 |
| Gross pay | $2,000.00 |
| Current | |
|---|---|
| Federal income tax | $0.00 |
| State income tax | $0.00 |
| Social Security | $124.00 |
| Medicare | $29.00 |
| Retirement | $0.00 |
| Health insurance | $0.00 |
| Other | $0.00 |
| Total deductions | $153.00 |
How this calculator works
A pay stub generator turns your pay details into the classic paycheck-stub layout: earnings on one side, deductions on the other, net pay at the bottom. Enter your employer and pay period, then your earnings - hourly rate times hours (plus overtime at 1.5x or your own multiplier), a salary per period, bonuses, commissions - and the stub builds itself line by line. Deductions take the same treatment: federal and state income tax, Social Security at the standard 6.2% and Medicare at 1.45% (both auto-calculated from gross, or enter your own figures), retirement, health insurance, and anything else.
The two columns tell the real story of a paycheck. Gross pay is everything you earned this period; total deductions is everything withheld or contributed; net pay is what actually lands in your account. The generator shows the effective deduction rate too - the share of gross that never reaches you - which is the number that matters when you compare job offers or negotiate raises. Add year-to-date gross and deductions and the stub carries YTD totals, the same columns your employer stub shows every period. The Print stub button produces a clean single-page layout, and Copy summary drops the three key numbers into your clipboard for spreadsheets or loan paperwork.
One honest note: this is a personal-records and estimate tool, not a legal payroll document. Real pay stubs come from your employer payroll system with exact tax tables, and lenders verify income independently - never use a generated stub to misrepresent income, which is fraud. As with every tool here, everything runs locally in your browser: your name, pay figures, and deductions never leave your device.
Here is what a typical stub looks like. At $22 an hour for 40 regular hours plus 5 overtime hours at 1.5x, regular pay is $880 and overtime is $165, for $1,045 gross. FICA takes Social Security at 6.2% ($64.79) and Medicare at 1.45% ($15.15), a combined $79.94, leaving $965.06 before income-tax withholding. On a flat $1,000 paycheck the same math is $62.00 Social Security and $14.50 Medicare, $76.50 total. Enter your own rate, hours and deductions above and the generator builds this same breakdown line by line, ready to print.