Terms of Use

Acceptance

By accessing UtilityHub you agree to these terms. If you do not agree, please do not use the site.

Educational purpose only — not financial advice

All calculators, articles and figures on this site are provided for general educational and planning purposes only. They are estimates, not financial, tax, legal or investment advice. Always consult a qualified professional before making financial decisions. We make no guarantees about accuracy, completeness or suitability for your situation.

Acceptable use

You may use the calculators and articles for personal, non-commercial purposes. You agree not to misuse the site, attempt to disrupt it, or scrape its content at abusive rates.

Intellectual property

Site content, design and code are owned by UtilityHub unless otherwise noted. You may link to our pages and quote brief excerpts with attribution.

Limitation of liability

To the maximum extent permitted by law, UtilityHub is not liable for any decisions made or actions taken based on information on this site.

Changes

We may update these terms at any time. Continued use of the site after changes constitutes acceptance.